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You’re a healthy and happy 20-something-year-old and you’ve recently graduated. Your career has just started taking off and getting health insurance might or might not be on your to-do list.

It’s easy to think that you’re far too young to need health insurance at this point. However, many illnesses can often be due to stress and a demanding lifestyle and falling ill often leads to unexpected costs.

With so many health insurance options available, consider these three things before you sign on the dotted line:

1. Basic benefits

Even a basic health insurance or affordable medical cover should include GP consultations, a dentist benefit and prescriptions. Preventative care is also important and it’s one of the advantages of being covered. If your cover does not include these, it might not be worth the trouble. The Docsure Primary cover from Wesmart offers these benefits and more.

2. Emergency coverage

This may cost a bit extra but the peace of mind of knowing that you and your dependents have access to emergency services is priceless. The Docsure Demasure cover offers 24-hour emergency medical services

3. Few prerequisites

Prerequisites are requirements that you must fulfil before receiving medical attention. They are necessary because they allow the medical insurance provider to survive and ensure that you get affordable medical cover. Be that as it may, your ability to seek quality healthcare should never be compromised.

As a young graduate, you have many affordable options available. At Wesmart, we’ve got packages that cater to every individual at every budget. We understand that not everyone can afford health insurance, which is why it’s our mission to provide affordable medical cover to all South Africans. Apply for affordable health insurance today: bit.ly/2NB5Gzi