Medical cover is important, especially for a growing family.
Common childhood illnesses, glasses, braces and the day-to-day bumps and bruises that are typical for energetic children can quickly drain your family’s budget. So, here are some things to consider when choosing a cover for you and your family.
Comprehensive vs Affordable
Ideally, a cover for a family should include the cost of GP and paediatrician consultations, prescribed and over-the-counter medicines and other day-to-day expenses. However, that can be costly. That means it’s very important to seek alternatives that provide adequate cover at an affordable cost.
Main member vs dependents
It’s important to find out if the benefits are the same for the main member as well as the dependents. A dependent can be your spouse or your children. It’s also vital to know how many dependents you can add and how that affects your premium and if the costs will change once your child reaches a certain age.
It’s beneficial to know your medical history so that you can find a medical cover that accommodates you, especially if you have an existing condition.
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