Golden Hour

Monthly Premiums

Our premiums may be reviewed and escalated on an annual basis.

Individual

R149 pm

Adult Dependant

R109 pm

Child Dependant

R49 pm

In-hospital Benefits

HOSPITAL FOOTPRINT

Access to all private hospitals accepting health insurance products. Pre-authorisation required.

CASH ASSISTANCE BENEFIT

Stated benefits for a defined list of procedures to a max of R50 000 per policy per annum.

ACCIDENT COVER

R1 000 000 per policy per annum with R200 000 per event, all costs included. Authorised associated costs for follow up treatments post discharge accumulate to the initial event sub-limit.

EMERGENCY STABILISATION BENEFIT

R15 000 per policy per annum for illness only.

Primary Care Benefits

GP CONSULTATIONS

4 consultations per beneficiary per annum and all visits must be pre-authorised.

PRESCRIBED MEDICATION (ACUTE & OTC)

R1 000 per beneficiary per annum for acute including over-the-counter (OTC) medicine. A maximum of R190 per script. Subject to Wesmart Formulary.

Value Added Benefits

24 HOUR EMERGENCY MEDICAL SERVICES

Unlimited, subject to pre-authorisation.

PERSONAL HEALTH ADVISOR

Clinically trained Personal Health Advisor available 24/7.

ACCIDENTAL DEATH BENEFIT

R10 000 principal member and adult dependant R8 000 per child dependant.

For all terms and conditions, benefits, limitations, and exclusions please refer to the
policy wording which forms part of your Schedule of Insurance or consult your broker.

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