A baby is a precious gift — one that you should plan for as much as you can. There are many factors at play when choosing health insurance when one has young children.
Both parents need to evaluate their coverage options, especially if they’re getting their coverage through their place of work. Some health insurance companies allow you to cover just yourself and one other dependent, either a child or a spouse. Others might require coverage for the whole family. Some insurers will turn your policy into a family policy if both parents are covered by it. This might greatly increase the cost. Make sure you know exactly what your policy entails.
Wesmart allows you to cover your children until the age of 21 and students until the age of 27, provided that their proof of enrolment is provided. If the child is a foster child or adopted child, the necessary documents will be required.
With Wesmart, your new-born baby will be covered from birth if you have been on the policy for more than 12 months. If you have been on the policy for less than 12 months, the relevant waiting periods will apply. We also offer policies that have maternity benefits that include a maximum of R30 000 per confinement (or pregnancy), namely Docsure Simunye and Docsure Intermediate. Apply for affordable health insurance today: bit.ly/2NB5Gzi